International group health insurance
Cover your employees for private medical treatment if they travel abroad or relocate to an overseas office.
Get an international group health insurance quote
Our independent advisors work with the major international group health insurance providers. We can help answer any of your questions, offer guidance on the type of policy that may be best suited to you, and help compare the options on the market. Provide us with your contact information, and we’ll be happy to help.
What is international group health insurance?
International group health insurance covers multiple employees for private medical diagnosis and treatments across the world. A company with 3 or more staff can purchase a single policy that covers several employees under the same terms, which means that everyone receives the same benefits. This type of insurance is often purchased when employees travel overseas for work purposes, such as business trips or relocation to international offices.
International group health insurance may be available for all destination countries, however, some locations present a higher risk and, as such, may increase your premiums. When building your policy, you can choose which locations your employees will be covered in. This may be a single country or a group of countries that they’ll be visiting while overseas.
How does it work for large businesses?
If you have a large number of employees and a single policy isn’t suitable for everyone, you may have the option to create subgroups within your company. Each of these groups can have its own international group health insurance terms so that you can tailor the cover around their unique needs.
What does international group health insurance cover?
Depending on the type of policy you purchase and who your provider is, you can build cover around the needs of your employees and the group being insured. You may have flexibility over what’s included and excluded, and we can help you understand your options before purchasing a policy. What’s available will vary, but some examples of the types of cover on the market include:
How do international group health insurance claims work?
How your employees claim on their group international medical insurance policy vary. Some providers will liaise with health facilities directly, but others may require you to upload information online or speak to them directly. Many insurers will reimburse successful claims within 5-7 days, but this may not be the case for complicated claims or those that aren’t submitted correctly. You or your employees may need to provide the following information when making a claim:
An itemised bill of costs
A list of medications used, and their quantities
Payment receipts
Information about their policy
Other supporting documentation
Speak to an independent insurance advisor
Get a quote
Group health insurance claims and underwriting
When considering international medical insurance claims, your policy underwriting will influence which process you follow and how long it may take you. There are two underwriting options available on the market, which you may be able to choose from when building your policy. If you’d like help understanding underwriting in more detail, please don’t hesitate to contact us.
Moratorium underwriting
Medical history disregard
How much does international group health insurance cost?
Due to the number of policy options, different providers and differences between companies, there is no single cost for international group health insurance. However, there are common factors that impact how much you pay. We can help you understand the cost when talking you through your policy options, but some factors that may influence the price are as follows:
Compare international group health insurance cost?
As independent brokers, we can compare the policies available in the UK market. We have no bias towards a particular provider, and we aim to find you the policy that meets all of your needs at the right price for you. Our comparison service is free, and you’re under no obligation to purchase. If you’d like to utilise this service, please leave some contact information, and we’ll be in touch.
What our providers have to say about international group health insurance
“When employees are relocating abroad for the short or long term, this type of insurance can prove to be a lifeline for them, especially as they’re often moving to countries they’re unfamiliar with”
International group health insurance FAQs
Is international group health insurance the same as travel insurance?
How long does international group health insurance cover last?
How many employees do I need for an international group health insurance policy?
Why choose Premier Choice Group?
Personal market analysis
Our team will personally review your options
Free comparison service
Our no obligation service is entirely free
Independent advice
Our advice is always unbiased and impartial
Fair analysis
We aim to offer a fair analysis of policies available on the market
Single UK-based contact
A UK based company providing a nationwide service
Qualified advisors
Authorised & regulated by the Financial Conduct Authority
Helping you with your employee benefit needs
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