Insights

Group Health

Employee dental insurance

This guide dives into the essentials of employee dental insurance, covering what it is, the different cover options available, and its significance for both employers and employees. We'll explore how dental insurance works, from policy costs and tax implications to the process of making claims. Whether you're considering offering dental insurance for the first time or looking to improve existing benefits, this article provides the insights you need to navigate your options.

Stephen Hough
February 15, 2024
  |  
Read time: 
6
 minutes

Employee health cash plans: What you need to know

Employee health cash plans are an employee benefit that companies can implement to help their staff cover the cost of everyday healthcare services. Learn more about what they have to offer in our insight.

Darren Perkins
August 8, 2023
  |  
Read time: 
4
 minutes

What are employee health assessments?

Employee health assessments are an occupational health service that aims to understand and improve the health of your staff. Learn more in our insight and what they could offer your business.

Gill Adams
July 11, 2023
  |  
Read time: 
4
 minutes

Employee retention benefits: Why is it important?

Retaining your employees may bring many benefits, ranging from cost-savings to a competitive advantage in your industry. We’ve explored some of the benefits and actions your business can take.

Darren Perkins
June 16, 2023
  |  
Read time: 
7
 minutes

What is business dental insurance?

Business dental insurance helps companies cover their team members for preventative and restorative dental treatments, tests and procedures.

Darren Perkins
June 16, 2023
  |  
Read time: 
5
 minutes

What are employee benefits?

Employee benefits are additional perks, incentives and benefits that companies offer to their employees in addition to their salary. Learn what employee benefits are, some examples, and how to choose them in our article.

Darren Perkins
May 23, 2023
  |  
Read time: 
5
 minutes

What is employee wellbeing?

Employee wellbeing refers to the overall health, happiness and satisfaction of a company’s workforce. Our article aims to answer this question and provide an insight for employees and business owners.

Stephen Hough
May 23, 2023
  |  
Read time: 
5
 minutes

Baby Boomers’ Health & Wellbeing Concerns Employers Most – GRiD

Employers are more concerned about the health and wellbeing of baby boomers than they are any other generation in the workplace, new research reveals. Generally defined as people born from 1946 to 1964, during the post–World War II baby boom, baby boomers are fast approaching retirement. Nevertheless, they are the generation that employers worry about most when it comes to health and wellbeing, according to a poll carried out for trade body Group Risk Development (GRiD).

Darren Perkins
September 8, 2022
  |  
Read time: 
2
 minutes

New Figures Highlight Important Role Of Life Insurance

New figures have highlighted the important role of life insurance in helping families cope financially in the event of a loved one’s death, as the protection industry witnesses an uptick in claims driven by the Covid-19 pandemic.

Terry Fromant
June 30, 2022
  |  
Read time: 
2
 minutes

How Employee Benefits Could Plug The Mental Health Support Gap

Most organisations realise that employee mental health should be at the top of their agendas. But many firms have yet to act on their policy commitments. It’s an area where offering the right employee benefits can really make a difference.

Darren Perkins
June 14, 2022
  |  
Read time: 
2
 minutes

Supporting Employee Mental Health: A Big Opportunity For Employers

A significant proportion of employees say their mental health is worsening. Meanwhile, the majority of employers say they want to better support their employees’ mental health, yet only around a fifth have invested in new employee benefits to provide any such extra support. It seems a perfect opportunity exists for organisations to highlight how much they care about their staff.

Gill Adams
March 3, 2022
  |  
Read time: 
2
 minutes

Agile Culture & Mental Health Keys To Boosting Employee Engagement

The way in which organisations support and care for their people has always been an important consideration. But changing employee expectations following the events of the past two years will mean employers have to step up their workplace wellbeing games if they want to attract and retain the best talent. While providing the right mix of employee benefits is a great starting point, by placing more focus on employee mental health and instilling an agile culture, employers can further engage their workforce and reap the associated benefits.

Stephen Hough
February 10, 2022
  |  
Read time: 
2
 minutes

Protecting Employee Health: Prevention & Support

With skills and labour shortages affecting most UK industries, protecting employee health has never been more significant for organisations. But as research shows, many companies aren’t doing enough in this area, despite the benefits of providing the right employee benefits being plentiful.

Terry Fromant
December 6, 2021
  |  
Read time: 
2
 minutes

Personalised Employee Benefits Could Help Tackle Employee Mental Health Decline

With anxiety and unhappiness levels rising across the UK, the role of employee benefits - in particular, personalised employee benefits - has never been more prominent.

Darren Perkins
October 20, 2021
  |  
Read time: 
2
 minutes

COVID-19’s Impact On SME Mental Health

Many employees at small- and medium-sized businesses (SMEs) have seen their mental health impacted by the COVID-19 pandemic, as highlighted by two separate pieces of research. For employers, the reality is that staff wellbeing has never been a more prominent subject and, as a result, offering the right employee benefits is more crucial than ever.

Darren Perkins
October 14, 2021
  |  
Read time: 
2
 minutes

Why Firms Need To Focus On Employee Financial Wellbeing

The financial wellbeing of employees should be an area of focus for organisations after the Covid pandemic, as research reveals how money worries have resulted in anxiety, stress and depression for staff. With this in mind, businesses should be looking at the staff benefits they are offering and see if they really are supporting their employees’ best interests.

Darren Perkins
September 16, 2021
  |  
Read time: 
2
 minutes

Calls For Employers To Do More To Support Employee Mental Health

Employers must try to do more to support their employees’ mental health, or risk their biggest assets becoming unwell and unable to work. And yet, despite COVID restrictions easing and people returning to their places of work, the pandemic continues to have widespread implications on people’s health. Which is why organisations whose employee benefits packages aren’t working in their workers’ best interests stand to lose out in many ways.

Darren Perkins
September 3, 2021
  |  
Read time: 
2
 minutes

Why Private Healthcare Could Be The New Norm For Post-Pandemic Businesses

With UK job vacancies at a record high, according to the latest release from the Office for National Statistics (ONS), organisations need to put themselves in the best position possible to attract and retain the best talent. Failure to do so will likely see a company’s top assets looking elsewhere for employment.

Alex Tate
August 26, 2021
  |  
Read time: 
2
 minutes

Employees Want Their Employers To Encourage Good Mental Wellbeing, But Few Are

The vast majority of employees want their employers to encourage good mental wellbeing in the workplace, but very few actually are. With Group Risk products often making up a significant proportion of employee benefits packages, it’s time employers started implementing solutions that their employees want. Fortunately, such products don’t cost the earth and employers that stay ahead of the curve stand to reap the greatest rewards.

Stephen Hough
August 12, 2021
  |  
Read time: 
2
 minutes

Vast Majority Of Employers Offering Support To Help Employees With Long-Covid

The immediate effects of Covid-19 are widely known. But less is understood about the long-term implications of the disease. Now, new research has revealed how most employers are offering support to employees with Long-Covid, including virtual healthcare services, employee benefit programmes and flexible working arrangements.

Paul Dunsford
June 10, 2021
  |  
Read time: 
2
 minutes

The Importance Of Health And Wellbeing In The Workplace

Despite many workers being furloughed or working from home, the ‘always on’ cultures in many workplaces are exacerbating both presenteeism and leaveism, as outlined by my colleague, Gill Adams, here. It’s just one of the reasons why organisations should never underestimate the importance of health and wellbeing in the workplace.

Stephen Hough
May 14, 2021
  |  
Read time: 
2
 minutes

Health & Wellbeing At Work Benefits Boost Productivity, Help Retain Staff

As if there weren’t enough reasons for employers to provide health and wellbeing at work benefits, new research shows that they boost employee productivity.

Gill Adams
April 16, 2021
  |  
Read time: 
2
 minutes

Mental Health Support For Employees: More Crucial Than Ever

Two separate pieces of research have revealed just how important mental health support for employees is. It begs the question: Are you fulfilling your duty of care as an employer and supporting your employees’ physical and mental health?

Darren Perkins
April 7, 2021
  |  
Read time: 
2
 minutes

Health & Wellness Matters: Helping Employers Provide The Benefits Their Staff Truly Need

If you haven’t reviewed the benefits you are offering to your employees, there has never been a better time than now. Covid has caused individuals to think differently about their health and wellbeing, and forward-thinking employers will be the ones that benefit the most from tweaking their employee benefits offering to the needs of their staff.

Alex Tate
February 3, 2021
  |  
Read time: 
2
 minutes

Mental Health Impact Of Covid & Early Intervention Support

Despite vaccinations ramping up in the UK, the mental health consequences of the Covid-19 pandemic are likely to stretch far and wide for some time to come. While the ongoing situation obviously presents many challenges for employers, those that seize the presented opportunities will come through this in the best shape.

Stephen Hough
January 20, 2021
  |  
Read time: 
2
 minutes

Rethinking Employee Health & Wellbeing

Covid has caused employers to rethink their approach to employee health and wellbeing, and it’s time we all re-evaluated…

Terry Fromant
December 11, 2020
  |  
Read time: 
2
 minutes

Employers Must Do More To Support Staff With Serious Illnesses

Nearly a quarter (23%) of UK businesses do not offer any form of emotional or practical support to employees if they are diagnosed with a serious illness such as cancer or heart disease. That is one of the main findings from new research by GRiD, the group risk sector industry body.

Terry Fromant
December 9, 2020
  |  
Read time: 
2
 minutes

Covid-Related Mental Health Impact Should Not Be Underestimated

The announcement that the UK has approved the Pfizer-BioNTech Covid-19 vaccine will have come as welcome news for many. It now (hopefully) means that we can start returning to some semblance of normality once more and put the physical threat of SARS-CoV-2, the virus that causes COVID-19, behind us.

Darren Perkins
December 2, 2020
  |  
Read time: 
2
 minutes

How Employers Can Better Support Their Employees’ Financial Health & Wellbeing

Whether they’ve been furloughed for the last few months, working reduced hours or carrying on with their jobs as best they can, your employees will have been significantly impacted — in a variety of ways — by the ongoing Covid-19 pandemic. Right now, they need you as an employer to be more supportive than ever.

Darren Perkins
November 9, 2020
  |  
Read time: 
2
 minutes

Mental Health Support Has To Be A Long-Term Commitment For Employers

The ongoing Covid-19 pandemic is having a profound impact on both employers and employees, especially when it comes to mental health. While the initial lockdowns and social restrictions have taken their toll, we are now faced with an extended period of social isolation.

Darren Perkins
October 12, 2020
  |  
Read time: 
2
 minutes

Positive Developments In Group PMI

It is a word that is often overused, but the fallout from the coronavirus pandemic has been ‘unprecedented’. One of the sectors in particular that has experienced a significant amount of upheaval has been the group medical insurance industry.

Stephen Hough
October 5, 2020
  |  
Read time: 
2
 minutes

Pandemic Hammering Mental Health But Businesses Responding

The COVID-19 pandemic is having a massive impact on employee mental health. But businesses are responding by introducing specific wellbeing-focussed initiatives and benefits.

Stephen Hough
October 2, 2020
  |  
Read time: 
2
 minutes

Employers Increase Health & Wellbeing Offerings During Pandemic

Almost half of employers have increased their focus on employee health and wellbeing as a result of the coronavirus pandemic, new research shows. According to research by Employee Benefits, which surveyed 200 HR decision-makers, 46% of organisations said they have boosted their employee health and wellbeing offerings in light of the COVID-19 outbreak.

Stephen Hough
September 16, 2020
  |  
Read time: 
2
 minutes

Mental Health: Insurance & Support

People with mental health issues have a clear desire to get access to insurance, new research reveals. However, the vast majority of people with poor mental health do not know where to go to get independent advice on how mental health issues can potentially impact an insurance application.

Darren Perkins
August 6, 2020
  |  
Read time: 
2
 minutes

Mental Health: Workplace Wellbeing Initiatives

Research shows that emotional and physical wellbeing are closely linked. Therefore, to stand the greatest chance of having happy, healthy and productive staff, employers need to be taking a holistic approach to employee wellbeing.

Terry Fromant
August 3, 2020
  |  
Read time: 
2
 minutes

Why Employee Wellbeing Is Crucial To Business Success

Even before the coronavirus outbreak occurred, UK productivity was slowing at an alarming rate. Figures from the Office for National Statistics show that productivity in the UK has pretty much flatlined since the 2008 recession. In fact, research from academics at Loughborough University and the University of Sussex shows that the productivity growth slowdown since the 2008 financial crisis is unprecedented in more than two centuries.

Terry Fromant
May 1, 2020
  |  
Read time: 
2
 minutes