News and insights

Demand Soars For Critical Illness Cover & Income Protection

Since the beginning of the Covid-19 pandemic, demand for Critical Illness cover and Income Protection has soared. That’s one of the key findings of new research published by insurer Zurich.

Darren Perkins
Business Protection
February 16, 2021
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Read time: 
2
 minutes

It Took A Global Pandemic To Highlight The Real Value Of Group Risk Employee Benefits

The Covid-19 pandemic has made most workers consider their financial situations and security, as well as emphasise the importance of Group Risk employee benefits. In fact, Group Risk employee benefits have never been so highly valued (by both employers and employees).

Stephen Hough
Group Risk
March 4, 2021
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Read time: 
2
 minutes

Employees Want Better Benefits In The Wake Of Covid

The nature of the relationship between employers and employees has changed during the course of the ongoing pandemic. Once it’s all over, employees will expect better benefits, including protection products like Group Risk and Health Insurance, to be part of employer offerings.

Darren Perkins
News
February 23, 2021
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Read time: 
2
 minutes

Group Risk At The Forefront Of Minds

Now, more than ever, organisations must have their employees’ wellbeing at the forefront of their minds. One of the best ways to achieve this is with the right Group Risk products.

Stephen Hough
Group Risk
March 1, 2021
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Read time: 
2
 minutes

Workplace Absenteeism Rising Due To Lack Of Mental Health Support

According to Westfield Health’s Coping with Covid report, mental health-related workplace absenteeism costs rose by £1.3 billion during 2020. This represents an increase of 10% over 2019. Travel restrictions, furlough, working from home and pay cuts were all indicated as having brought radical changes for millions of UK employees.

Gill Adams
News
February 19, 2021
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Read time: 
2
 minutes

Financial Vulnerability Concerns For Over Half UK Adults

According to the FCA’s Financial Lives Survey, more than half of UK adults are in some sense considered vulnerable. As a result, these individuals are at greater risk of harm because of low financial resilience and negative life events. How can employers balance productivity with financial security for their staff? With the right employee benefits.

Terry Fromant
News
February 12, 2021
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Read time: 
2
 minutes

Employees Want Better Mental Health Support At Home

Three in five employees want their employers to spend more on supporting mental and physical wellbeing as a result of the Covid crisis, new research by health insurer Aetna International shows. Meanwhile, a separate study shows that almost one in two employers are failing to adequately address issues of staff wellbeing.

Paul Dunsford
News
February 9, 2021
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Read time: 
2
 minutes

Health & Wellness Matters: Helping Employers Provide The Benefits Their Staff Truly Need

If you haven’t reviewed the benefits you are offering to your employees, there has never been a better time than now. Covid has caused individuals to think differently about their health and wellbeing, and forward-thinking employers will be the ones that benefit the most from tweaking their employee benefits offering to the needs of their staff.

Alex Tate
Group Health
February 3, 2021
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Read time: 
2
 minutes

Brits Dedicated To Improving Their Long-Term Health This Year

One in five Brits wants to make smarter decisions when it comes to their personal health, new research has revealed. With this in mind, we believe that health protection products, such as Private Medical Insurance (PMI), are going to be more relevant than ever as 2021 unfolds.

Darren Perkins
News
February 1, 2021
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Read time: 
2
 minutes

Eyesight Charity Warns About Risks Of Increased Screen Time During Lockdown

A UK-based eye health charity has warned about the potential damage that extra screen time during lockdown could be causing.

Gill Adams
News
January 25, 2021
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Read time: 
2
 minutes

How To Manage & Reduce Stress In 2021

Even though 2020 is over and most of us are pinning our hopes on 2021 being a marked improvement, the topic of stress is still never far away as this New Year unfolds. While the UK’s Covid vaccine rollout will inevitably provide reassurance for many, the thought of returning to work and the associated risks remain a concern for Brits, a new study shows.

Darren Perkins
Personal Health
January 18, 2021
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Read time: 
2
 minutes

Mental Health Impact Of Covid & Early Intervention Support

Despite vaccinations ramping up in the UK, the mental health consequences of the Covid-19 pandemic are likely to stretch far and wide for some time to come. While the ongoing situation obviously presents many challenges for employers, those that seize the presented opportunities will come through this in the best shape.

Stephen Hough
Group Health
January 20, 2021
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Read time: 
2
 minutes

The Benefits Of Group Risk Products In 2021

After months of either being furloughed, working from home or carrying out their jobs in a totally different way, employees from organisations across every sector need to be supported by their employers. As a result, there has never been a more important time for employers to look at their duty of care to their employees as now.

Stephen Hough
Group Risk
January 8, 2021
  |  
Read time: 
2
 minutes

The Benefits Of Protection Products In 2021

The uncertainty and unease caused by the ongoing Covid-19 pandemic has meant that 2020 will go down in history as one of the most unprecedented in living memory. Now, as we enter 2021, health and wellbeing is going to remain high on people’s agendas as they reflect on the events of the past year.

Terry Fromant
Business Protection
January 5, 2021
  |  
Read time: 
2
 minutes

The Benefits Of Private Medical Insurance In 2021

With 2021 now in full swing and our health firmly at the forefront of our minds, there is no better time to reflect on everything we learnt during the past unprecedented year. With few areas of our lives receiving as much of our attention as health and wellbeing over the past 12 months, this won’t change in 2021. As such it is worth considering the priority and role that health insurance can play in peoples’ lives.

Terry Fromant
Personal Health
January 12, 2021
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Read time: 
2
 minutes

Rethinking Employee Health & Wellbeing

Covid has caused employers to rethink their approach to employee health and wellbeing, and it’s time we all re-evaluated…

Terry Fromant
Group Health
December 11, 2020
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Read time: 
2
 minutes

Private Healthcare: Essential Cover & Peace Of Mind

Following a prolonged period of reduced activity levels due to the Covid-19 pandemic, the private insured and self-pay healthcare market has largely recovered, new research reveals.

Terry Fromant
Personal Health
December 18, 2020
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Read time: 
2
 minutes

Employers Must Do More To Support Staff With Serious Illnesses

Nearly a quarter (23%) of UK businesses do not offer any form of emotional or practical support to employees if they are diagnosed with a serious illness such as cancer or heart disease. That is one of the main findings from new research by GRiD, the group risk sector industry body.

Terry Fromant
Group Health
December 9, 2020
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Read time: 
2
 minutes

Income Protection: More Than Just Insurance

Figures show that income protection (IP) sales are healthy. In fact, according to data released by the Financial Conduct Authority (FCA), IP sales in the first half of 2019 reached their highest level since FCA records began in Q2 of 2005.

Terry Fromant
Business Protection
March 27, 2020
  |  
Read time: 
2
 minutes

Reappraising Employee Benefits

Back in November, Premier Choice MD, Claire Ginnelly, wrote about how the Covid-19 pandemic has triggered increased interest in protection products. Now, new research shows that a significant proportion of employees are reappraising the value of the benefits employers offer.

Terry Fromant
News
December 21, 2020
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Read time: 
2
 minutes

New Study Identifies Four Talent Trends For 2020

Top employers are navigating uncertain economic times by focussing on the health, financial wellbeing and careers of their employees, a study suggests. According to a report by Mercer, the worldwide consultancy firm, there are four trends for multinational organisations and those with globally mobile employees to “win with empathy” now and post-pandemic.

Terry Fromant
News
April 3, 2020
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Read time: 
2
 minutes

Why Employee Wellbeing Is Crucial To Business Success

Even before the coronavirus outbreak occurred, UK productivity was slowing at an alarming rate. Figures from the Office for National Statistics show that productivity in the UK has pretty much flatlined since the 2008 recession. In fact, research from academics at Loughborough University and the University of Sussex shows that the productivity growth slowdown since the 2008 financial crisis is unprecedented in more than two centuries.

Terry Fromant
Group Health
May 1, 2020
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Read time: 
2
 minutes

A Simple Guide to Popular Employee Benefits

Employee benefits play a vital role in helping your business recruit and retain the best talent. Numerous studies have shown that individuals want to work for an employer who understands their needs and caters for them by offering the right employee benefits.

Terry Fromant
News
April 10, 2020
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Read time: 
2
 minutes

Prostate Cancer Mortality: Deaths Predicted To Fall By Almost 10%

This year, deaths from prostate cancer are forecast to fall in the UK – and across Europe – thanks to better diagnosis and treatment, new research reveals. It’s welcome news considering that prostate cancer is the third most common cause of cancer deaths in the UK (behind only lung and bowel), accounting for around 7% of total deaths each year.

Terry Fromant
News
April 28, 2020
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Read time: 
2
 minutes

The Impact Of COVID-19 On Cancer Patients

My colleague Paul Howell recently wrote an excellent post about prostate cancer mortality rates, specifically how they are predicted to fall by nearly 10% this year. This is very welcome news, although no one really knows the true impact of COVID-19 on patients waiting for treatment.

Terry Fromant
News
May 7, 2020
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Read time: 
2
 minutes

Group Risk Industry Paid Out Record Amount In Claims In 2019 – GRiD

In 2019, the Group Risk industry paid out a record £1.76bn in claims, new data shows. According to the figures released by Group Risk Development (GRiD), the industry body for the Group Risk protection sector, the total amount of claims paid last year was £75m more than the year before, with cancer claims making up the majority.

Terry Fromant
Group Risk
May 15, 2020
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Read time: 
2
 minutes

How Employee Needs Will Change In A Post-COVID World

The impact of the coronavirus pandemic on both employers and employees alike has been unprecedented. Businesses that thought they were all but immune to crises suddenly discovered they weren’t and more individuals than ever before have been furloughed or working from home. But while many of the changes to working arrangements and workplace policies were implemented as a direct result of the lockdown, a significant number are likely to remain going forward.

Terry Fromant
News
June 10, 2020
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Read time: 
2
 minutes

The Role Of Employee Benefits Post-COVID

As my colleague Tom Pullinger recently highlighted, presenteeism is rife among home workers, with more than a third of employees who are currently working from home saying they have continued to work during lockdown despite feeling unwell. It’s a reality that outlines the effect of the ‘always on’ work culture that has emerged over the last decade.

Terry Fromant
News
June 17, 2020
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Read time: 
2
 minutes

What Employers And Employees Want When It Comes To Benefits

In a recent post our MD, Claire Ginnelly, highlighted the important role of employee benefits in a post-COVID world. Following on from that post, there have been several pieces of interesting research published recently, all of which focus on what employers and employees want when it comes to benefits.

Terry Fromant
News
June 19, 2020
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Read time: 
2
 minutes

The Health Impact Of Working From Home

Despite the UK coronavirus lockdown easing, official government guidelines still state that if people can work from home, then they should continue to do so. While this will change in the coming months, the reality is that many employees face the probability that their home working days certainly aren’t over.

Terry Fromant
News
July 2, 2020
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Read time: 
2
 minutes

How Does Private Healthcare Work?

As NHS waiting lists continue to lengthen, more and more people are exploring how private healthcare can complement our treasured health service. But if you’ve never had private healthcare before, figuring out what’s what can be a little daunting. But don’t worry we’ve got you covered and in this short guide on how does private healthcare work, we are going to provide you with everything you need to make an informed and confident decision.

Darren Perkins
April 28, 2022
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Read time: 
2
 minutes

Why We Need To Talk About Mental Health In The Workplace

With more and more people facing mental health challenges, providing mental health and wellbeing support as part of the employee benefits you offer is a must nowadays. But unless these benefits are clearly and accurately communicated and the stigma associated with discussing mental health in the workplace is broken, even the best-laid plans can prove ineffective.

Darren Perkins
March 17, 2022
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Read time: 
2
 minutes

More People Turning To PMI As NHS Backlogs Continue

Amid rising NHS backlogs and a surge in demand for appointments, more people are turning to private medical insurance (PMI) to help with their immediate needs.

Stephen Hough
March 9, 2022
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Read time: 
2
 minutes

More People Choosing Private Healthcare As NHS Waiting Lists Hit Record Highs

An increasing number of Brits are turning to private healthcare for their medical needs as NHS waiting times continue to increase. But for some without private medical insurance, the cost of going private means getting into debt.

Gill Adams
October 7, 2021
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Read time: 
2
 minutes

PMI Provides Safety Net, Peace Of Mind Amid Growing NHS Waiting Times

With the NHS under considerable pressure because of the COVID-19 pandemic and waiting lists hitting record highs, the case for taking out Private Medical Insurance (PMI), which allows access to private healthcare, is stronger than ever.

Paul Dunsford
July 28, 2021
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Read time: 
2
 minutes

The Future Of Health Insurance Post-COVID

The COVID-19 pandemic has caused nothing short of a healthcare revolution. With significantly more emphasis now being placed on the role of 'digital' and health and wellbeing being placed at the top of most organisation’s agendas, the future of health insurance will be decidedly different.

Darren Perkins
July 2, 2021
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Read time: 
2
 minutes

10 Reasons To Consider Private Healthcare In The UK?

With the fantastic services provided by the NHS, not to mention most of which are free, is private healthcare in the UK really necessary? We’re here to give you 10 reasons and some food for thought as to why private healthcare is more than just a financial decision for many.

Darren Perkins
May 11, 2021
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Read time: 
2
 minutes

5 Reasons Why Now Is The Perfect Time To Look Into Private Medical Insurance

The Covid-19 pandemic has caused many individuals to consider their health, their family’s health and mortality in general. It’s a reality that has led many to investigate the benefits of private healthcare in the UK and review whether private medical insurance would be a smart investment for themselves and their family.

Terry Fromant
March 12, 2021
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Read time: 
2
 minutes

How To Manage & Reduce Stress In 2021

Even though 2020 is over and most of us are pinning our hopes on 2021 being a marked improvement, the topic of stress is still never far away as this New Year unfolds. While the UK’s Covid vaccine rollout will inevitably provide reassurance for many, the thought of returning to work and the associated risks remain a concern for Brits, a new study shows.

Darren Perkins
January 18, 2021
  |  
Read time: 
2
 minutes

The Benefits Of Private Medical Insurance In 2021

With 2021 now in full swing and our health firmly at the forefront of our minds, there is no better time to reflect on everything we learnt during the past unprecedented year. With few areas of our lives receiving as much of our attention as health and wellbeing over the past 12 months, this won’t change in 2021. As such it is worth considering the priority and role that health insurance can play in peoples’ lives.

Terry Fromant
January 12, 2021
  |  
Read time: 
2
 minutes

Private Healthcare: Essential Cover & Peace Of Mind

Following a prolonged period of reduced activity levels due to the Covid-19 pandemic, the private insured and self-pay healthcare market has largely recovered, new research reveals.

Terry Fromant
December 18, 2020
  |  
Read time: 
2
 minutes

Mental Health: Supporting Each Other Through Times Of Crisis

Back in October, I wrote about how the Covid-19 pandemic is hammering mental health. I also highlighted in that piece how despite the detrimental impact of the current situation, many businesses are responding and supporting their employees as best they can. However, there is no getting away from the fact that Covid-19 is fuelling nothing less than a surge in work-related stress across the globe. Indeed, recently published research from AXA shows exactly what is happening in this regard across

Stephen Hough
November 22, 2020
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Read time: 
2
 minutes

More People Going Private As NHS Waiting Lists Continue To Grow

NHS waiting lists are at their highest level since records began and now concerns are growing that we could end up with a two-tier healthcare system here in the UK, as more people look to the private sector to accommodate their health needs.

Darren Perkins
November 13, 2020
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Read time: 
2
 minutes

Private Medical Insurance: Creating Choice & Reducing The NHS Burden

Individuals who earn above a certain amount should pay for private healthcare to help relieve pressure from the NHS, a leading eye surgeon has said. According to Dr Allon Barsam, co-owner of Ophthalmic Consultants of London in the Harley Street area, the impact of the COVID-19 pandemic on the NHS could be eased with greater private funding, helping the industry as a whole recover from the crisis.

Stephen Hough
August 12, 2020
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Read time: 
2
 minutes

Positive Developments In Group PMI

It is a word that is often overused, but the fallout from the coronavirus pandemic has been ‘unprecedented’. One of the sectors in particular that has experienced a significant amount of upheaval has been the group medical insurance industry.

Stephen Hough
October 5, 2020
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Read time: 
2
 minutes

Pandemic Hammering Mental Health But Businesses Responding

The COVID-19 pandemic is having a massive impact on employee mental health. But businesses are responding by introducing specific wellbeing-focussed initiatives and benefits.

Stephen Hough
October 2, 2020
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Read time: 
2
 minutes

Employers Increase Health & Wellbeing Offerings During Pandemic

Almost half of employers have increased their focus on employee health and wellbeing as a result of the coronavirus pandemic, new research shows. According to research by Employee Benefits, which surveyed 200 HR decision-makers, 46% of organisations said they have boosted their employee health and wellbeing offerings in light of the COVID-19 outbreak.

Stephen Hough
September 16, 2020
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Read time: 
2
 minutes

Mental Health: Insurance & Support

People with mental health issues have a clear desire to get access to insurance, new research reveals. However, the vast majority of people with poor mental health do not know where to go to get independent advice on how mental health issues can potentially impact an insurance application.

Darren Perkins
August 6, 2020
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Read time: 
2
 minutes

Mental Health: Workplace Wellbeing Initiatives

Research shows that emotional and physical wellbeing are closely linked. Therefore, to stand the greatest chance of having happy, healthy and productive staff, employers need to be taking a holistic approach to employee wellbeing.

Terry Fromant
August 3, 2020
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Read time: 
2
 minutes

Why Employee Wellbeing Is Crucial To Business Success

Even before the coronavirus outbreak occurred, UK productivity was slowing at an alarming rate. Figures from the Office for National Statistics show that productivity in the UK has pretty much flatlined since the 2008 recession. In fact, research from academics at Loughborough University and the University of Sussex shows that the productivity growth slowdown since the 2008 financial crisis is unprecedented in more than two centuries.

Terry Fromant
May 1, 2020
  |  
Read time: 
2
 minutes

Employee benefits consulting

An employee benefits consultant is a specialist who advises and supports employers in designing and managing comprehensive benefits packages for their workforce.

Darren Perkins
June 20, 2024
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Read time: 
3
 minutes

What is executive income protection?

Executive income protection protects businesses and their employees against the financial impact of a staff member being unable to work due to illness or injury. When a successful claim is made, the policy will pay a monthly cash amount based on the employee’s salary to the business.

Stephen Hough
October 16, 2023
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Read time: 
5
 minutes

What is key man insurance?

In this insight, we’ll aim to answer your questions, such as what is key man insurance, what does it cover, who is a key man, the benefits, and more. 

Darren Perkins
September 18, 2023
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Read time: 
4
 minutes

What is shareholder protection insurance?

Shareholder protection insurance is a policy that many organisations will put in place to help minimise the risks associated with their shareholders passing away.

Darren Perkins
August 25, 2023
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Read time: 
5
 minutes

Demand Soars For Critical Illness Cover & Income Protection

Since the beginning of the Covid-19 pandemic, demand for Critical Illness cover and Income Protection has soared. That’s one of the key findings of new research published by insurer Zurich.

Darren Perkins
February 16, 2021
  |  
Read time: 
2
 minutes

The Benefits Of Protection Products In 2021

The uncertainty and unease caused by the ongoing Covid-19 pandemic has meant that 2020 will go down in history as one of the most unprecedented in living memory. Now, as we enter 2021, health and wellbeing is going to remain high on people’s agendas as they reflect on the events of the past year.

Terry Fromant
January 5, 2021
  |  
Read time: 
2
 minutes

Income Protection: Safeguarding Your Income When The Unexpected Happens

How long could you and your family survive financially if you suddenly became unable to work? Would state benefits be enough to support you? How long would any savings you’ve accumulated last? If your answer to any of those questions was “I don’t know” then Income Protection (IP) might be something you want to find out more about.

Terry Fromant
June 24, 2020
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Read time: 
2
 minutes

Income Protection: More Than Just Insurance

Figures show that income protection (IP) sales are healthy. In fact, according to data released by the Financial Conduct Authority (FCA), IP sales in the first half of 2019 reached their highest level since FCA records began in Q2 of 2005.

Terry Fromant
March 27, 2020
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Read time: 
2
 minutes

What does group critical illness insurance cover? A guide for UK companies

Group critical illness insurance provides financial protection for employees diagnosed with serious medical conditions, offering a lump-sum payment to support them financially during difficult times. In this guide, we’ll detail what group critical illness insurance covers, its importance for businesses, and how to effectively incorporate it into your employee benefits package.

Darren Perkins
October 11, 2024
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Read time: 
6
 minutes

What is group life assurance?

Group life assurance, sometimes referred to as death in service benefit, will cover employees against their death. If an insured employee passes away and a valid claim is made, a cash lump sum or regular pension payments will be made to their beneficiaries.

Darren Perkins
January 4, 2024
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Read time: 
5
 minutes

Critical illness insurance for employees: How does it work?

Critical illness insurance for employees, also known as group critical illness cover, is an insurance policy businesses can purchase to cover their employees against critical illnesses.

Terry Fromant
October 16, 2023
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Read time: 
4
 minutes

Is It Time To Review Your Group Risk Policies?

The Group Risk industry paid out over £2 billion during 2021, a significant increase over 2020 and testimony to the level of help it provides, research shows. Yet many employers are missing out on better deals on the employee benefits they offer as they are simply not taking the time to regularly review them.

Terry Fromant
May 16, 2022
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Read time: 
2
 minutes

Income Protection For Small Businesses

For many small business owners, when it comes to protection, the focus is often on the company and not the founder. But such an approach risks leaving the small business owner vulnerable should they become seriously ill or injured. Without them at the helm, how would the business inevitably fare and for how long? That’s why income protection for small businesses is absolutely something that should be considered if the business owner wants to afford total peace of mind.

Terry Fromant
October 1, 2021
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Read time: 
2
 minutes

Group Risk Products Recognised By Government In Employee Health Consultation

Employee benefits packages, which usually include Group Risk benefits, play an important role in helping support employee health and wellbeing. That is one of the conclusions made by the government in response to its 2019 consultation on how to reduce ill-health related job loss.

Terry Fromant
July 16, 2021
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Read time: 
2
 minutes

Group Risk Cover Protection Market Displaying ‘Gender Paradox’

New research reveals the Group Risk market is displaying a ‘gender paradox’, highlighting the need for providers and employers to better facilitate adoption among every gender. According to the Legal & General (L&G) study of over 1,000 UK employees, a gender paradox exists when it comes to group risk protection benefits, with more women than men being aware of the limitations of state health and welfare support. However, fewer women than men actually fully engage with group protection benefits and services.

Terry Fromant
June 17, 2021
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Read time: 
2
 minutes

Group Risk Market Witnesses Strong Growth Despite Covid Pandemic

Despite the ongoing coronavirus pandemic, new research reveals the Group Risk market continued to grow during 2020, highlighting the importance many organisations place on group risk cover.

Terry Fromant
April 30, 2021
  |  
Read time: 
2
 minutes

It Took A Global Pandemic To Highlight The Real Value Of Group Risk Employee Benefits

The Covid-19 pandemic has made most workers consider their financial situations and security, as well as emphasise the importance of Group Risk employee benefits. In fact, Group Risk employee benefits have never been so highly valued (by both employers and employees).

Stephen Hough
March 4, 2021
  |  
Read time: 
2
 minutes

Group Risk At The Forefront Of Minds

Now, more than ever, organisations must have their employees’ wellbeing at the forefront of their minds. One of the best ways to achieve this is with the right Group Risk products.

Stephen Hough
March 1, 2021
  |  
Read time: 
2
 minutes

The Benefits Of Group Risk Products In 2021

After months of either being furloughed, working from home or carrying out their jobs in a totally different way, employees from organisations across every sector need to be supported by their employers. As a result, there has never been a more important time for employers to look at their duty of care to their employees as now.

Stephen Hough
January 8, 2021
  |  
Read time: 
2
 minutes

Group Risk: Managing & Preventing Sickness Absence

In July 2019, the UK Government published a consultation paper: Health is everyone’s business: proposals to reduce ill health-related job loss. It outlined, among other things, how the government and employers can take action to reduce ill health-related job loss. In response to the publication of this consultation, the industry body for the group risk sector, GRiD, set up the Workplace Public Policy Committee (WPPC), with the aim of promoting workplace health and wellbeing matters to...

Stephen Hough
November 19, 2020
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Read time: 
2
 minutes

How Group Risk Products Can Be Pivotal During A Pandemic

As if employee benefits needed any more reasons to be at the top of every employer’s agenda, the coronavirus pandemic has firmly underlined their importance once more.  Here we take a quick look at how three group risk products can be pivotal during a pandemic, providing reassurance, faster access to healthcare and direct financial support.

Darren Perkins
September 22, 2020
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Read time: 
2
 minutes

Employee Wellbeing & The State Benefits Gap

UK workers overestimate state benefits, yet few companies have any protection in place. Research has shown that workers overestimate how much support they would receive from the government if they found themselves unable to work due to an illness or disability. Yet only a tiny proportion of UK SMEs have suitable protection in place to safeguard their employees financial security. This suggests that both a huge protection gap and enormous opportunity exist.

Stephen Hough
August 28, 2020
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Read time: 
2
 minutes

Third Of Employers Failing To Fully Support Their Long-Term Absent Employees

According to the study by Opinium on behalf of GRiD Group Risk Development (GRiD), the industry body for the group risk protection sector, 31% of employers do not make early intervention services available to help staff who have been absent for six months or more return to work. Almost the same number of employers again (32%) don’t have any financial support in place for staff if they are absent long term.

Terry Fromant
July 13, 2020
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Read time: 
2
 minutes

Group Risk Industry Paid Out Record Amount In Claims In 2019 – GRiD

In 2019, the Group Risk industry paid out a record £1.76bn in claims, new data shows. According to the figures released by Group Risk Development (GRiD), the industry body for the Group Risk protection sector, the total amount of claims paid last year was £75m more than the year before, with cancer claims making up the majority.

Terry Fromant
May 15, 2020
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Read time: 
2
 minutes

How Digital Services Have Transformed Primary Care

One of the few silver linings to come out of the pandemic was the accelerated adoption of digital healthcare, particularly for the delivery of primary care services. Now that patients have embraced such technologies and are using them in anger, it’s time for more organisations to offer them as part of the employee benefits they offer, such as private medical insurance.

Stephen Hough
July 12, 2022
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Read time: 
2
 minutes

The Great Resignation: Employees Want Better Benefits

As my colleague Gill Adams recently highlighted, most workers value employee benefits above pay. With the so-called Great Resignation showing few signs of abating, organisations need to ensure they are doing everything in their power to retain their best talent, and that means, among other things, offering the right mix of employee benefits.

Darren Perkins
July 4, 2022
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Read time: 
2
 minutes

Employees Want More Wellbeing-Focused Benefits

Workers want employee benefits that better support their wellbeing, yet a significant proportion of organisations are failing to offer the right mix, particularly when it comes to women’s health. These are two of the main findings from two separate pieces of recent research.

Gill Adams
June 23, 2022
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Read time: 
2
 minutes

Supporting Employees Better With Tailored Benefits

Employees need customised support which is tailored to their individual needs and circumstances. That’s one of the main findings to come out of two separate pieces of recent research. For organisations, this reality should act as a wake up call to review the group risk benefits they offer.

Stephen Hough
June 7, 2022
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Read time: 
2
 minutes

Are Your Health And Wellbeing Benefits Flexible Enough?

UK working adults value their health over their careers, according to new research, a reality that should highlight to organisations the potential of Private Medical Insurance (PMI). However, not all employee benefits packages are equal and some are far too inflexible, according to one nursing support services provider.

Gill Adams
May 30, 2022
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2
 minutes

Premier Choice Partners With Worklife by OpenMoney

We are proud to announce a new partnership with Worklife by OpenMoney to give employee benefits and financial advice to more people across the UK.

Terry Fromant
May 9, 2022
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1
 minutes

How Much Is Poor Financial Wellbeing At Work Costing You?

Poor financial wellbeing at work is costing UK businesses billions of pounds every year, yet half of companies do not currently offer extra financial support to their staff. By not providing such support through employee benefits and value-add services like Employee Assistance Programmes, organisations are literally leaving money on the table.

Darren Perkins
May 5, 2022
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2
 minutes

What Flexible Employee Benefits Do Your Staff Really Want?

What flexible employee benefits do your staff really want? It might seem like a simple question, but research reveals that a significant proportion of employees do not know what benefits are on offer. If that’s the case, how can they assess which ones are right for them?

Stephen Hough
April 22, 2022
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2
 minutes

Financial Stress Impacts Employee Performance – Study

Financial stress can directly impact employee performance, according to one new study. So as the cost of living crisis continues, employers need to ensure they are doing everything they can to support financial wellbeing in the workplace, including offering the right employee benefits and value-add services like Employee Assistance Programmes.

Terry Fromant
April 19, 2022
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2
 minutes

More Flexible Working Benefits Revealed

Flexible working is now a core feature in many workplaces across the UK, reaping benefits for both employees and employers alike. Alongside traditional employee benefits, flexible working has enabled employees to enjoy better work-life balances and employers to benefit from more motivated and productive staff. Now, two separate pieces of research reveal how remote working is affording people higher salaries and how flexible working could help millions secure employment.

Darren Perkins
April 13, 2022
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2
 minutes

Most Workers Value Employee Benefits Above Pay

Two recent pieces of research have highlighted just how much value workers place on the employee benefits they receive through their jobs. The second piece of research, in particular, underlines why organisations need to carefully consider the employee benefits they offer and ensure all staff are getting the same opportunities.

Gill Adams
April 4, 2022
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2
 minutes

Cost Of Living Crisis: The Role Of Financial Wellbeing In The Workplace

As the UK’s cost of living crisis comes sharply into focus, employers are increasingly needing to support their employees’ financial wellbeing. By offering the right employee benefits and value-add services like Employee Assistance Programmes – which routinely include financial counselling and support services – companies can demonstrate just how much they value their staff.

Stephen Hough
March 29, 2022
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Read time: 
2
 minutes

Employee Benefits Key To Addressing The Great Resignation

Employers have much to learn from the unprecedented rate of staff turnover we’ve witnessed in recent times. The Great Resignation has underlined the importance of organisations really looking after their staff’s needs, including their working arrangements, available support and employee benefits.

Terry Fromant
March 23, 2022
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2
 minutes

PCH Completes Acquisition Of Amba Care and Wellbeing

GRP-owned Premier Choice Healthcare (PCH) has continued to build its presence in the UK healthcare sector with the acquisition of the business and assets of Amba Care and Wellbeing (Amba C&W).

Terry Fromant
February 23, 2022
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Read time: 
2
 minutes

NHS Taps Private Hospitals To Deal With Waiting List Backlog

England’s beloved NHS continues to struggle as the impact of the pandemic stretches far and wide. But now leaked figures show that the situation is likely to get worse before it improves and that private healthcare groups are being called in to help ease the backlog.

Darren Perkins
February 3, 2022
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Read time: 
2
 minutes

What Employee Benefits Do Staff Want In 2022?

The uncertainty and raft of changes brought about by the pandemic has seen many employees seriously questioning their roles and even seeking employment elsewhere to achieve better work-life balances, better employee benefits and better working arrangements. It’s a phenomenon that’s been dubbed the ‘Great Resignation’ by Anthony Klotz, an associate professor of management at Texas A&M University. Organisations would do well to take note of what’s going on or risk losing some of their most valuab

Stephen Hough
January 31, 2022
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Read time: 
2
 minutes

Tangible Benefits Of Supporting Staff Health & Wellbeing

Despite many hoping that 2022 would mark the end of the COVID-19 pandemic and we could draw a line under the events of the past c. two years, new coronavirus variants seem to have other ideas. With this in mind, supporting employee health and wellbeing should be a top priority (if it’s not already) for organisations as this year continues to unfold and the role of group risk products should not be underestimated in fulfilling this mission.

Terry Fromant
January 25, 2022
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Read time: 
2
 minutes

Employee Benefits Watch: Preventing An 'I Quit' Culture

The Great Resignation continues, with workers across the globe quitting their jobs in droves, mainly in response to the raft of drastic changes that were implemented because of the COVID-19 pandemic. For firms struggling to hang on to their talent or attract new staff, offering the right mix of employee benefits significantly helps both stem the churn and position them as a company that people want to work for.

Darren Perkins
January 20, 2022
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Read time: 
2
 minutes

1 in 5 Struggling To Secure GP Appointments As Long Covid Lingers

With a significant proportion of the UK population experiencing the effects of so-called long covid, the importance of being able to secure a GP appointment when needed is paramount. But, sadly, many people are unable to get one when they need it most. This reality further highlights how beneficial private medical insurance can be.

Stephen Hough
January 12, 2022
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Read time: 
2
 minutes

Supporting Employee Health & Wellbeing In 2022

As we welcome 2022 with anticipation of a better year than 2021, what better time than now to look at how organisations should look to improve their employees’ health and wellbeing over the next 12 months.  The good news for employers is that there are a number of options in addition to employee benefits that can help boost their workforce wellbeing programs - physically, mentally and socially. Here are our top four New Year’s resolutions for employers to better support their employees’ health

Gill Adams
January 6, 2022
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Read time: 
2
 minutes

5 Healthcare Trends For 2022

Following another year of pandemic-related disruption, it’s more important than ever for healthcare services, including private healthcare, to continue to provide patients with the best clinical outcomes possible. With that in mind, here are 5 healthcare trends we can expect to see in 2022.

Stephen Hough
January 1, 2022
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Read time: 
2
 minutes

Financial Wellbeing At Work: Is It Time To Review Your Benefits Package?

Two separate pieces of research have underlined the importance of financial wellbeing at work.  With many employees saying they are not financially on track and a significant proportion unable to receive sick pay, the role of employer-provided protection should not be overlooked. In fact, employers should be reviewing the employee benefits they offer to ensure they are working in their employees’ best interests.

Stephen Hough
December 22, 2021
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Read time: 
2
 minutes

Organisations Risk Losing Employees Unless They Get Benefits Right

The advantages of offering the right employee benefits are well documented. But now new research has revealed how a significant proportion of employees would actually be prepared to quit their jobs and seek employment elsewhere if better perks were offered.

Darren Perkins
December 17, 2021
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Read time: 
2
 minutes

We Are Recruiting!

As our growth plans continue at pace, we have a vacancy for an administrator within our healthcare team. Experience of health insurance preferred. Whilst our office is in Paulerspury, Northants, remote working will be considered with travel to head office as required.

Terry Fromant
December 16, 2021
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Read time: 
1
 minutes

How Hybrid Working Can Deliver Better Employee Engagement

Having experienced a seismic shift towards more remote working as a result of the COVID-19 pandemic, many employees would like hybrid working arrangements to continue into the future so they can benefit from improved work-life balances.. The smart employers will be the ones that embrace this sentiment with appropriate employee perks and benefits.

Darren Perkins
December 2, 2021
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2
 minutes

News Roundup: Critical Illness Claims Decline, Talk On Later Life, Care Funding & Money Management

Royal London data for 2019-2020 has revealed that critical illness claims declined by one fifth, with cancer claims in particular down as people delayed healthcare appointments at the height of the pandemic.

Terry Fromant
November 25, 2021
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2
 minutes

New Research: Hybrid Working Arrangements Retain Younger Staff

Remote or hybrid working arrangements have played an integral part in retaining younger employees during the Coronavirus pandemic.

Terry Fromant
November 19, 2021
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Read time: 
2
 minutes

Could Employee Benefits Help Alleviate Stress In The Workplace?

A significant proportion of employees have experienced stress in the workplace, recent research has revealed. Meanwhile, separate research shows that in-work employee benefits can help alleviate dissatisfaction at work.

Gill Adams
November 15, 2021
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Read time: 
2
 minutes

Financial Wellbeing At Work: Research Reveals Impact Of Pandemic & Top Incentive For Younger Employees

The Covid-19 pandemic has taken its toll on many UK adults’ financial security. Meanwhile, younger workers have expressed a preference for financial bonuses over many other incentives. For employers, there is a huge opportunity when it comes to providing financial wellbeing at work.

Stephen Hough
November 14, 2021
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Read time: 
2
 minutes

Premier Choice Healthcare Continues Its Growth Plans

Our growth plans continued this week with the acquisition of Equity Health Solutions. Equity will become the consumer specialist division of Premier Choice Healthcare and their excellent reputation in the market will see this area of our business continue to grow. We are very excited to have the team at Equity on board.

Terry Fromant
November 11, 2021
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Read time: 
2
 minutes

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